Dealing with a flood at your company's place of business can be a huge hassle. But how quickly you react and what you decide to do can make a big difference in how much damage is caused and how long it takes to make repairs. If your place of business floods, take the following steps:
Stop the Flow of Water
In many cases, floods are caused by broken pipes inside the property. Quickly turning off the water to the building as soon as the flooding is detected is very important. Make sure you know where the water main valve is located at your company's place of business so you are able to quickly reach it and turn off the water at any time.
Call Your Insurance Company
When your place of business is flooded, getting repairs made is very important so you can reopen and serve your customers. On of the keys to having repairs made as fast is possible is to contact your insurance company immediately after the flooding is detected. The sooner you call your commercial insurance agent, the sooner the claims process can get started so your company can receive a check to pay for all needed repairs.
Document the Damage
It is in your best interest to take numerous photos of the flood damage inside your business. Take the photos from several different angles. If possible, you may also want to video record the damage. Your photos and video will be used by your insurance company to help determine how much damage was done and what it will cost to repair.
Remove the Water
After you have documented the damage to the building, you can begin the process of removing the water. While it may be possible to do on your own, it is probably a better option to hire a water extraction company for assistance. Water extraction companies have equipment that can pump water out very fast, as well as de-humidifiers that can rapidly dry out a building and help prevent the growth of mold and mildew.
Don't Dispose of Damaged Items
While you may want to remove damaged items, such as soaked carpet or damaged inventory, don't actually throw it away. Make a pile of damaged items outside your business-- the claims adjuster will most likely want to see these items when or or she visits your business to asses the flood damage and write a report.
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